Many times, a person who is going on Medicare for the first time will come into our office with the understanding that Medicare will cover any and all medical procedures they have performed. Today’s FAQs will address some items, services, and procedures Medicare does not cover. Does Medicare cover all medical procedures? Medicare doesn’t cover everything. If you need a service that isn’t covered under Medicare Part A or Part B, you will have to pay for it yourself, unless it’s covered by a supplemental Medicare health plan or Medicaid. The phrase that Medicare uses is “medically necessary.” If you have a procedure performed that is elective and not “medically necessary,” there is a good c
The new Alabama Health Guidance office in Muscle Shoals is now open. Medicare education and medicare plan assistance is now available in Colbert County. Stop by to meet Paul Sanderson and Mark Sanderson, Local Agents providing LOCAL service for you. Follow the Muscle Shoals office on Facebook.
Last week we began answering some of the most frequently asked questions we received in 2016. The first two questions dealt with employer insurance and Social Security disability. This week we will look at Part B premiums. I’m turning 65 in 2017. Why is my Part B premium different than my neighbor’s? There can be a couple of reasons your Part B premium is different. The first revolves around the year you start your Part B. For those people who started their Part B in 2015, their Part B premium was $104.90. There was an increase last year only for those starting their Part B in 2016. The Part B premium for those starting Part B in 2016 was increased to $121.80. The people who started their P
We began in the Medicare business in 2009. Since that time, we have been asked some interesting and unique questions about Medicare. However, the majority of the questions we are asked we get on a regular basis. Over the next few weeks we are going to discuss some of our most frequently asked questions. Do I have to sign up for Medicare Part B when I turn 65 if I’m still employed? This is one of the questions we get asked the most. In most cases the answer to this is “no.” When you turn 65, if you are still working and on your employer’s health insurance plan, you probably will not need Medicare Part B. I say “probably” because most employer plans do not file on Medicare if you have a claim
