Cullman County


Alabama Health Guidance in Cullman is your local source for Medicare Insurance and Education.

Janie Grammer can assist with your needs in Cullman or any part of North Alabama.

Contact Info:

(256) 734-4545

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Janie Grammer

(256) 734-4545


Born in Florence, Alabama, Janie studied at the University of North Alabama with a primary focus on marketing and business administration. After twenty plus years in the retail field, she gained accreditation in the orthotic fitter role, specializing in durable medical equipment in a small town mom & pop pharmacy. She has spent nearly two decades in pharmacy and earned her national certification as a certified pharmacy technician as well.


Janie has also achieved a successful career in the marketing field as an account executive, gaining seven certifications in that field of study. More recently, she has gained her insurance licensure as a life and health agent in the state of Alabama. Her extensive expertise, including specialized training in AHIP Medicare health plans, qualifies Janie to specifically assist individuals who are Medicare eligible gain credible health coverage including those newly eligible, retirees and those eligible for making changes in their coverage choices.


Janie and her husband, Morris, have been married for 35 years and reside in North Alabama. Their three beautiful daughters, Brittany Hauser, Courtany Grammer, and Lesley Ann Howard, hold various health and technical degrees, licenses and certifications as well.


Janie stands ready to ease confusion and assist Medicare beneficiaries with their specific healthcare needs in North Alabama and can be seen by appointment at the Cullman, Alabama office.

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315 Fourth St SW

Cullman, AL 35055

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