Alabama Health Guidance
MEDICARE

Medicare Advantage, also known as Medicare Part C, is a type of healthcare plan offered by private insurance companies as an alternative to Original Medicare (Part A and Part B). These plans are required by law to cover all of the same benefits as Original Medicare, but they often offer additional benefits such as prescription drug coverage, vision, dental, and hearing, and may have lower out-of-pocket costs. Most plans include prescription drug coverage as well.

​

Medicare Advantage plans are offered by private insurance companies approved by Medicare. These plans typically have a network of providers, and if you see an out-of-network provider, you may have to pay higher costs. Medicare Advantage plans also have an annual out-of-pocket maximum, which is the most you’ll have to pay for covered services in a year. Once you reach this limit, your plan will pay for all covered services for the rest of the year.